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Olay Regenerist Whip Face Moisturizer with Sunscreen SPF 40 for dry skin

High

  • HighDry Skin Fit
  • HighEffectiveness
  • HighSafety

A great choice for dry skin; a few sunscreens fit it even better.

This fit is calculated for the concerns frequently associated with dry skin: flakiness, tightness, dehydration, fine lines, and wrinkles. For scores and recommendations based on your full skin profile, including your 12D face scan results and any goals or preferences you have, please use the Lovi app.

Page built Nov 8, 2026How the Fit score works

Lovi Assistant explains

  • Highly suitable for your dry skin, this moisturizer effectively hydrates with glycerin and sodium hyaluronate, while panthenol aids in barrier repair. The inclusion of niacinamide further supports skin health and texture.
  • Its formulation provides excellent moisturizing and UV protection, with humectants like sodium hyaluronate and UV filters such as avobenzone, homosalate, and octisalate ensuring comprehensive care.
  • The product is safe for your dry skin, containing no prohibited or harsh ingredients that would cause irritation.

How to apply

  • Apply this moisturizing sunscreen daily in your AM routine. Use it every morning as the final step of your skincare routine.
  • Apply after your moisturizer and before putting on makeup. This ensures proper sun protection for your skin.
  • Gently spread an even layer over your face and neck. Avoid rubbing too hard to keep your dry skin happy.
  • Apply on completely dry skin for the best coverage and protection. Make sure your face is clean before application.
  • Avoid the immediate eye area during application. Do a patch test before your first use.

People Say

★4.3Overall rating based on 500+ reviews

Users with combination to oily skin frequently praise this moisturizer for its unique whipped texture that absorbs instantly without a sticky residue, making it an excellent makeup primer with a matte finish and effective sun protection. Some users with sensitive eyes or aversion to fragrance report irritation.

Highlights

  • Non-greasy finish Mostly Mentioned
    • “Matte finish”
    • “no greasy residue”
    • “shine-free”
  • Lightweight texture Often Mentioned
    • “Light as air”
    • “absorbs instantly”
    • “breathable feel”
  • Makeup compatibility Often Mentioned
    • “Great makeup primer”
    • “good under makeup”
    • “doesn't pill”
  • Effective hydration Sometimes Noted
    • “Skin feels soft”
    • “well hydrated”
    • “smooth skin”
  • No white cast Sometimes Noted
    • “No white residue”
    • “invisible on skin”
    • “clear finish”
  • Eye irritation Sometimes Noted
    • “Stings eyes”
    • “burns eyes”
    • “eyes water”
  • Strong fragrance Sometimes Noted
    • “Scented”
    • “perfume smell”
    • “strong chemical smell”
  • Not moisturizing enough Rarely Noted
    • “Too dry”
    • “need more moisture”
    • “not for dry skin”
  • Price point Rarely Noted
    • “Pricey for drugstore”
    • “expensive”
    • “small amount”

Sources: lovi.care, influenster.com, walmart.com, target.com, youtube.com, whatsinmyjar.com, and more

Questions and answers

What makes Olay Regenerist Whip SPF 40 a great fit for dry skin?

This moisturizer is a great fit for dry skin because it effectively hydrates with glycerin and sodium hyaluronate, while panthenol helps repair the skin barrier. Niacinamide further supports overall skin health, and the gentle formula provides daily sun protection without causing irritation.

Clinical, Cosmetic and Investigational Dermatology, 2017

Which ingredients make this moisturizer a good fit for dry skin?

This moisturizer is a great fit for dry skin because it uses glycerin and sodium hyaluronate to bring in moisture, panthenol to help repair the skin barrier, and niacinamide to support overall skin health. These ingredients work together to keep dry skin feeling soft and well-hydrated throughout the day.

Clinical, Cosmetic and Investigational Dermatology, 2017

What does Niacinamide do for dry skin?

Niacinamide helps dry skin by strengthening the skin barrier, increasing hydration, and reducing water loss. It supports ceramide production and helps keep the surface smooth and calm. This ingredient tends to be very well tolerated and is unlikely to irritate dry skin.

Journal of Cosmetic Dermatology, 2004Journal of Cosmetic Dermatology, 2026

What does Palmitoyl Pentapeptide-4 do for dry skin?

Palmitoyl pentapeptide-4 helps smooth fine lines and wrinkles on dry skin and may improve the look of photoaged skin over time. When used on dry skin, this type of product needs extra hydrating ingredients like hyaluronic acid and soothing boosters to keep the skin soft and comfortable.

International Journal of Cosmetic Science, 2005Cureus, 2026

Where does this moisturizer go in a skincare routine for dry skin?

This moisturizer goes in the morning routine after your cleanser and hydrating toner, and right before your sunscreen. In the evening, it is applied as the final step after your cleanser and treatment.

The Journal of Dermatological Treatment, 2022

Can I use this moisturizer with retinol, and in what order?

You can use this moisturizer with retinol by applying your retinol treatment first in your evening routine, followed by this moisturizer to lock in hydration and keep your skin soft and smooth. Using a nourishing moisturizer helps maintain your skin barrier and is unlikely to cause irritation.

Cutis, 2006Clinical, Cosmetic and Investigational Dermatology, 2017

How often should I use this moisturizer?

This moisturizer is a great fit to use every morning as part of your daily routine. Applying it each day helps keep dry skin soft and protected with built-in sunscreen.

Journal of Cosmetic Dermatology, 2020Health Science Reports, 2021

Can this moisturizer clog pores, cause breakouts or purging for dry skin?

This moisturizer is unlikely to clog pores or cause breakouts for dry skin, as its formula contains no harsh or prohibited ingredients that typically trigger irritation. It relies on gentle hydrating ingredients like glycerin and sodium hyaluronate to keep your skin smooth without heavy oils.

Clinical, Cosmetic and Investigational Dermatology, 2017

Is this moisturizer fragrance-free and alcohol-free?

Yes, it has no fragrance and no drying alcohol. Stearyl alcohol, behenyl alcohol, cetyl alcohol, and cetearyl alcohol are fatty alcohols, which soften the skin.

What the research says

  • A single application of a moisturizing fluid containing hyaluronic acid 1%, glycerin 5%, and Centella asiatica stem cells extract significantly increased skin hydration by 29% and reduced transepidermal water loss at 24 hours compared to baseline and an untreated control site in twenty healthy women.

    Clinical, Cosmetic and Investigational Dermatology, 2017
  • A new topical panthenol-containing emollient significantly improved transepidermal water loss reduction, stratum corneum hydration, and intercellular lipid lamellae length compared with control in healthy subjects without negatively impacting bacterial viability.

    The Journal of Dermatological Treatment, 2017
  • Chemical sunscreens containing avobenzone, octocrylene, homosalate, and octisalate showed no to minimal risks of dermal irritation, sensitization, photo-allergy, and photo-irritation in human subjects.

    Journal of Drugs in Dermatology, 2025
  • Topical post-laser application of human adipocyte-derived mesenchymal stem cell media combined with niacinamide significantly improved wrinkle index, melanin index, patient satisfaction, and investigator esthetic improvement scores compared to vehicle cream in patients with aging skin.

    Journal of Cosmetic Dermatology, 2021
  • Topical nicotinamide prevented solar-simulated UV-induced immunosuppression in healthy volunteers, and men experienced immunosuppression at solar-simulated UV doses three times lower than those required for women.

    The Journal of Investigative Dermatology, 2008
  • Topical 5% niacinamide applied twice daily for 12 weeks reduced fine lines and wrinkles, hyperpigmented spots, red blotchiness, and skin sallowness, and improved skin elasticity compared to vehicle control in 50 female white subjects with facial photoaging.

    Dermatologic Surgery, 2005
  • Topical application of 0.1% hyaluronic acid formulations of different molecular weights led to significant improvements in skin hydration and elasticity, with low-molecular-weight formulations also significantly reducing wrinkle depth in seventy-six female subjects compared to a vehicle control.

    Journal of Drugs in Dermatology, 2011
  • Topical application of hyaluronic acid in conjunction with free gingival graft significantly reduced donor site postoperative pain until day 7 compared to normal saline, with no significant differences in graft dimensions or patient satisfaction.

    Clinical Oral Investigations, 2022
  • Treatment with a hyaluronic acid-containing mouth rinse or topical gel led to significant lesion reduction, pain relief, and normalization of lesion color in adult patients with minor recurrent aphthous stomatitis, with the gel formulation showing an earlier healing onset at 3 days.

    BMC Oral Health, 2019
  • The emollient V0034CR significantly reduced TEWL compared to vehicle and vehicle plus glycerol, and significantly increased corneometry scores compared to vehicle and vehicle plus petrolatum in healthy volunteers with dry skin, demonstrating combined barrier function improvement from petrolatum and hydration improvement from glycerol.

    Journal of Cosmetic Dermatology, 2020
  • Ten days of treatment with a cream containing 20% glycerin significantly increased skin hydration measured by corneometer values in 17 healthy volunteers compared to a placebo cream, but showed no influence on transepidermal water loss or skin sensitivity to an irritating surfactant.

    International Journal of Cosmetic Science, 2001
  • Niacinamide/glycerin body moisturizers provided better rapid and prolonged improvement of cosmetic xerosis through functional improvement of stratum corneum barrier function compared to no treatment and conventional moisturizers in female subjects.

    Journal of Drugs in Dermatology, 2012
  • Encapsulation of ethylhexyl methoxycinnamate and butyl methoxydibenzoylmethane in lipid microparticles significantly reduced their in vivo human skin penetration compared to nonencapsulated filters.

    Skin Pharmacology and Physiology, 2011
  • Microencapsulation of the BMDBM/HP-beta-CD complex in lipid microparticles significantly decreased the percutaneous penetration of the UV filter into the stratum corneum of human volunteers compared to the non-encapsulated sunscreen agent.

    Journal of Pharmaceutical and Biomedical Analysis, 2011
  • Following human skin application of an O/W emulsion containing 2% BMDBM loaded in lipospheres, 15% of the sunscreen accumulated in the uppermost layers of the stratum corneum without remarkably modifying skin permeation compared to unencapsulated sunscreen.

    Skin Pharmacology and Physiology, 2008

Ingredients

Water, Tapioca Starch, Glycerin, Niacinamide, Dimethicone, Palmitoyl Pentapeptide-4, Sodium Hyaluronate, Panthenol, Sodium Polyacrylate Starch, Stearyl Alcohol, Caprylyl Glycol, Behenyl Alcohol, 1,2-Hexanediol, Phenoxyethanol, Cetyl Alcohol, Dimethiconol, Peg-100 Stearate, Polymethylsilsesquioxane, Ceratonia Siliqua Fruit Extract, Cetearyl Glucoside, Cetearyl Alcohol, Disodium Edta, Stearic Acid, Palmitic Acid, Avobenzone, Homosalate, Octisalate, Octocrylene

Behind this fit score

Lovi calculates every fit score from the full ingredient list with brand-independent rules our dermatologists and cosmetic chemists build and review, and personalizes every pick with AI trained on the real results of millions of users. Lovi trains its fit score models on a proprietary dataset built from more than 10,000 expert-labeled products and more than 100,000 simulated examples, following an internally consistent methodology presented at Cosmoprof, AMWC, and Skin of Color Update.

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How does it fit your skin?

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