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Olay Regenerist Whip Face Moisturizer with Sunscreen SPF 40 for dry sensitive skin

High

  • HighDry Skin Fit
  • HighEffectiveness
  • HighSafety

A great choice for dry sensitive skin; a few sunscreens fit it even better.

This fit is calculated for the concerns frequently associated with dry sensitive skin: flakiness, tightness, redness, fine lines, and wrinkles. For scores and recommendations based on your full skin profile, including your 12D face scan results and any goals or preferences you have, please use the Lovi app.

Page built Nov 8, 2026How the Fit score works

Lovi Assistant explains

  • Highly suitable for your dry skin as glycerin and sodium hyaluronate provide excellent humectant action, while panthenol aids in barrier repair. Niacinamide also helps to improve skin hydration and reduce redness, making it beneficial for your sensitive skin.
  • The formulation offers robust UV protection with avobenzone, homosalate, and octisalate, which are effective broad-spectrum filters.
  • The safety profile is excellent, with no harsh or irritating ingredients identified, ensuring it is well-tolerated by your dry and sensitive skin.

How to apply

  • Use this moisturizing sunscreen daily in your morning routine. Reapply every two hours if you are staying outdoors.
  • Apply this product at the very end of your morning routine right after your regular moisturizer.
  • Gently pat a nickel-sized amount of the moisturizing sunscreen evenly across your face and neck.
  • Apply this product onto clean, dry skin before you go outside into the sun.
  • Avoid the immediate eye area and do a patch test before your first use to check for sensitivity.

People Say

★4.3Overall rating based on 500+ reviews

Users with combination to oily skin frequently praise this moisturizer for its unique whipped texture that absorbs instantly without a sticky residue, making it an excellent makeup primer with a matte finish and effective sun protection. Some users with sensitive eyes or aversion to fragrance report irritation.

Highlights

  • Non-greasy finish Mostly Mentioned
    • “Matte finish”
    • “no greasy residue”
    • “shine-free”
  • Lightweight texture Often Mentioned
    • “Light as air”
    • “absorbs instantly”
    • “breathable feel”
  • Makeup compatibility Often Mentioned
    • “Great makeup primer”
    • “good under makeup”
    • “doesn't pill”
  • Effective hydration Sometimes Noted
    • “Skin feels soft”
    • “well hydrated”
    • “smooth skin”
  • No white cast Sometimes Noted
    • “No white residue”
    • “invisible on skin”
    • “clear finish”
  • Eye irritation Sometimes Noted
    • “Stings eyes”
    • “burns eyes”
    • “eyes water”
  • Strong fragrance Sometimes Noted
    • “Scented”
    • “perfume smell”
    • “strong chemical smell”
  • Not moisturizing enough Rarely Noted
    • “Too dry”
    • “need more moisture”
    • “not for dry skin”
  • Price point Rarely Noted
    • “Pricey for drugstore”
    • “expensive”
    • “small amount”

Sources: lovi.care, influenster.com, walmart.com, target.com, youtube.com, whatsinmyjar.com, and more

Questions and answers

What makes Olay Regenerist Whip SPF 40 a great fit for dry sensitive skin?

This moisturizer is a great fit because glycerin and sodium hyaluronate draw in moisture, while panthenol helps repair the skin barrier. Niacinamide also boosts hydration and calms redness, and the formula avoids harsh ingredients to keep sensitive skin comfortable.

Clinical, Cosmetic and Investigational Dermatology, 2017The Journal of Dermatological Treatment, 2017

Which ingredients make this cream a good fit for dry sensitive skin?

Glycerin and sodium hyaluronate quench dry skin by drawing in moisture, while panthenol helps repair the skin barrier. Niacinamide also improves hydration and reduces redness, making the cream very gentle and soothing for sensitive skin.

Clinical, Cosmetic and Investigational Dermatology, 2017The Journal of Dermatological Treatment, 2017

What does Niacinamide do for dry sensitive skin?

Niacinamide helps dry sensitive skin by calming irritation and keeping moisture locked in so your face feels soft and smooth. It works to build up your skin barrier and calm redness while being very gentle and unlikely to cause irritation.

Journal of Cosmetic Dermatology, 2004International Journal of Pharmaceutics, 2013

What does Palmitoyl Pentapeptide-4 do for dry sensitive skin?

Palmitoyl pentapeptide-4 helps smooth fine lines and wrinkles while encouraging collagen production, making it a gentle option for aging skin. Because this type of skin needs extra care, a product containing this ingredient also needs soothing and hydrating components to keep the skin barrier calm and comfortable.

International Journal of Cosmetic Science, 2005Acta Biomaterialia, 2025

Where does this cream go in a skincare routine for dry sensitive skin?

This moisturizing sunscreen goes in your morning routine after your cleanser and soothing toner. It is a great fit for your dry sensitive skin because glycerin and sodium hyaluronate draw in moisture, panthenol helps repair your skin barrier, and niacinamide improves hydration while reducing redness.

The Journal of Dermatological Treatment, 2022Clinical, Cosmetic and Investigational Dermatology, 2017

Can I use this cream with retinol, and in what order?

You can use this moisturizing SPF in the morning after your retinol routine to protect your sensitive skin. It is very well-tolerated and unlikely to cause irritation.

How often should I use this cream?

This moisturizing spf is a great fit for your dry sensitive skin and is designed for daily morning use to keep your skin hydrated and protected. Regular application helps improve skin moisture while remaining gentle and well-tolerated.

Health Science Reports, 2021Clinical, Cosmetic and Investigational Dermatology, 2017

Can this cream clog pores, cause breakouts or purging for dry sensitive skin?

This cream is unlikely to clog pores or cause breakouts for dry sensitive skin. Its gentle formulation avoids harsh ingredients and is generally well-tolerated without causing irritation.

Is this cream fragrance-free and alcohol-free?

Yes, it has no fragrance and no drying alcohol. Stearyl alcohol, behenyl alcohol, cetyl alcohol, and cetearyl alcohol are fatty alcohols, which soften the skin.

What the research says

  • A single application of a moisturizing fluid containing hyaluronic acid 1%, glycerin 5%, and Centella asiatica stem cells extract significantly increased skin hydration by 29% and reduced transepidermal water loss at 24 hours compared to baseline and an untreated control site in twenty healthy women.

    Clinical, Cosmetic and Investigational Dermatology, 2017
  • A new topical panthenol-containing emollient significantly improved transepidermal water loss reduction, stratum corneum hydration, and intercellular lipid lamellae length compared with control in healthy subjects without negatively impacting bacterial viability.

    The Journal of Dermatological Treatment, 2017
  • A panthenol-enriched mask significantly decreased erythema and hyperpigmentation, increased sebum and stratum corneum moisture, and reduced transepidermal water loss compared to a saline dressing in 60 subjects undergoing facial laser treatment.

    Journal of Cosmetic Dermatology, 2025
  • Chemical sunscreens containing avobenzone, octocrylene, homosalate, and octisalate showed no to minimal risks of dermal irritation, sensitization, photo-allergy, and photo-irritation in human subjects.

    Journal of Drugs in Dermatology, 2025
  • Topical dexpanthenol acts as a moisturizer, improves stratum corneum hydration, accelerates wound healing and epidermal regeneration, reduces erythema, and improves symptoms of skin irritation compared to vehicle or no pretreatment.

    American Journal of Clinical Dermatology, 2002
  • Topical post-laser application of human adipocyte-derived mesenchymal stem cell media combined with niacinamide significantly improved wrinkle index, melanin index, patient satisfaction, and investigator esthetic improvement scores compared to vehicle cream in patients with aging skin.

    Journal of Cosmetic Dermatology, 2021
  • Topical nicotinamide prevented solar-simulated UV-induced immunosuppression in healthy volunteers, and men experienced immunosuppression at solar-simulated UV doses three times lower than those required for women.

    The Journal of Investigative Dermatology, 2008
  • Topical 5% niacinamide applied twice daily for 12 weeks reduced fine lines and wrinkles, hyperpigmented spots, red blotchiness, and skin sallowness, and improved skin elasticity compared to vehicle control in 50 female white subjects with facial photoaging.

    Dermatologic Surgery, 2005
  • Topical application of 0.1% hyaluronic acid formulations of different molecular weights led to significant improvements in skin hydration and elasticity, with low-molecular-weight formulations also significantly reducing wrinkle depth in seventy-six female subjects compared to a vehicle control.

    Journal of Drugs in Dermatology, 2011
  • Topical application of hyaluronic acid in conjunction with free gingival graft significantly reduced donor site postoperative pain until day 7 compared to normal saline, with no significant differences in graft dimensions or patient satisfaction.

    Clinical Oral Investigations, 2022
  • Treatment with a hyaluronic acid-containing mouth rinse or topical gel led to significant lesion reduction, pain relief, and normalization of lesion color in adult patients with minor recurrent aphthous stomatitis, with the gel formulation showing an earlier healing onset at 3 days.

    BMC Oral Health, 2019
  • The emollient V0034CR significantly reduced TEWL compared to vehicle and vehicle plus glycerol, and significantly increased corneometry scores compared to vehicle and vehicle plus petrolatum in healthy volunteers with dry skin, demonstrating combined barrier function improvement from petrolatum and hydration improvement from glycerol.

    Journal of Cosmetic Dermatology, 2020
  • Ten days of treatment with a cream containing 20% glycerin significantly increased skin hydration measured by corneometer values in 17 healthy volunteers compared to a placebo cream, but showed no influence on transepidermal water loss or skin sensitivity to an irritating surfactant.

    International Journal of Cosmetic Science, 2001
  • Niacinamide/glycerin body moisturizers provided better rapid and prolonged improvement of cosmetic xerosis through functional improvement of stratum corneum barrier function compared to no treatment and conventional moisturizers in female subjects.

    Journal of Drugs in Dermatology, 2012
  • Encapsulation of ethylhexyl methoxycinnamate and butyl methoxydibenzoylmethane in lipid microparticles significantly reduced their in vivo human skin penetration compared to nonencapsulated filters.

    Skin Pharmacology and Physiology, 2011
  • Microencapsulation of the BMDBM/HP-beta-CD complex in lipid microparticles significantly decreased the percutaneous penetration of the UV filter into the stratum corneum of human volunteers compared to the non-encapsulated sunscreen agent.

    Journal of Pharmaceutical and Biomedical Analysis, 2011
  • Following human skin application of an O/W emulsion containing 2% BMDBM loaded in lipospheres, 15% of the sunscreen accumulated in the uppermost layers of the stratum corneum without remarkably modifying skin permeation compared to unencapsulated sunscreen.

    Skin Pharmacology and Physiology, 2008

Ingredients

Water, Tapioca Starch, Glycerin, Niacinamide, Dimethicone, Palmitoyl Pentapeptide-4, Sodium Hyaluronate, Panthenol, Sodium Polyacrylate Starch, Stearyl Alcohol, Caprylyl Glycol, Behenyl Alcohol, 1,2-Hexanediol, Phenoxyethanol, Cetyl Alcohol, Dimethiconol, Peg-100 Stearate, Polymethylsilsesquioxane, Ceratonia Siliqua Fruit Extract, Cetearyl Glucoside, Cetearyl Alcohol, Disodium Edta, Stearic Acid, Palmitic Acid, Avobenzone, Homosalate, Octisalate, Octocrylene

Behind this fit score

Lovi calculates every fit score from the full ingredient list with brand-independent rules our dermatologists and cosmetic chemists build and review, and personalizes every pick with AI trained on the real results of millions of users. Lovi trains its fit score models on a proprietary dataset built from more than 10,000 expert-labeled products and more than 100,000 simulated examples, following an internally consistent methodology presented at Cosmoprof, AMWC, and Skin of Color Update.

How does it fit your skin?

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How does it fit your skin?

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