Olay Regenerist Whip Face Moisturizer with Sunscreen SPF 40 for mature skin

Niacinamide
Palmitoyl Pentapeptide-4
Sodium Hyaluronate
Glycerin
Avobenzone
High
- HighNormal Skin Fit
- HighEffectiveness
- HighSafety
A great choice for mature skin; a few sunscreens fit it even better.
This fit is calculated for the concerns frequently associated with mature skin: fine lines, wrinkles, and loss of firmness. For scores and recommendations based on your full skin profile, including your 12D face scan results and any goals or preferences you have, please use the Lovi app.
Page built Nov 8, 2026How the Fit score works
Lovi Assistant explains
- Offers excellent moisturizing and UV protection for your normal skin, as sodium hyaluronate hydrates while avobenzone, homosalate, and octisalate shield against UV damage.
- The inclusion of Palmitoyl Pentapeptide-4 and niacinamide further supports collagen production and barrier repair, addressing your concerns about wrinkles and fine lines.
- The product is safe for your skin, with no risks of irritation due to the absence of prohibited or harsh ingredients.
How to apply
- Apply this moisturizing sunscreen daily in your AM routine. Reapply every two hours if you are staying outdoors.
- Use this product as the final step in your morning routine after applying your moisturizer.
- Smooth an even layer over your face and neck, making sure to avoid rubbing too hard.
- Apply this moisturizing sunscreen on completely dry skin after your moisturizer has fully absorbed.
- Avoid direct contact with your eyes and do a patch test before your very first use.
People Say
★4.3Overall rating based on 500+ reviewsUsers with combination to oily skin frequently praise this moisturizer for its unique whipped texture that absorbs instantly without a sticky residue, making it an excellent makeup primer with a matte finish and effective sun protection. Some users with sensitive eyes or aversion to fragrance report irritation.
Highlights
Non-greasy finish Mostly Mentioned
- “Matte finish”
- “no greasy residue”
- “shine-free”
Lightweight texture Often Mentioned
- “Light as air”
- “absorbs instantly”
- “breathable feel”
Makeup compatibility Often Mentioned
- “Great makeup primer”
- “good under makeup”
- “doesn't pill”
Effective hydration Sometimes Noted
- “Skin feels soft”
- “well hydrated”
- “smooth skin”
No white cast Sometimes Noted
- “No white residue”
- “invisible on skin”
- “clear finish”
Eye irritation Sometimes Noted
- “Stings eyes”
- “burns eyes”
- “eyes water”
Strong fragrance Sometimes Noted
- “Scented”
- “perfume smell”
- “strong chemical smell”
Not moisturizing enough Rarely Noted
- “Too dry”
- “need more moisture”
- “not for dry skin”
Price point Rarely Noted
- “Pricey for drugstore”
- “expensive”
- “small amount”
Sources: lovi.care, influenster.com, walmart.com, target.com, youtube.com, whatsinmyjar.com, and more
Questions and answers
What makes Olay Regenerist Whip SPF 40 a great fit for mature skin?
This moisturizer is a great fit for mature skin because sodium hyaluronate and glycerin keep skin hydrated while avobenzone, homosalate, and octisalate protect against daily UV damage. Ingredients like niacinamide and Palmitoyl Pentapeptide-4 help support collagen production and barrier repair to address fine lines and wrinkles. It is safe for your skin and is unlikely to cause irritation.
International Journal of Cosmetic Science, 2005Journal of Drugs in Dermatology, 2025
Which ingredients make this moisturizer a good fit for mature skin?
This moisturizer is a great fit for mature skin because sodium hyaluronate keeps skin hydrated while avobenzone, homosalate, and octisalate protect against UV damage. Palmitoyl pentapeptide-4 and niacinamide further help smooth out wrinkles and fine lines.
International Journal of Cosmetic Science, 2005Journal of Drugs in Dermatology, 2025
What does Niacinamide do for mature skin?
Niacinamide helps mature skin by smoothing out fine lines and wrinkles, reducing dark spots, and improving overall skin elasticity. It is also very well tolerated and supports a strong skin barrier to keep skin looking healthy.
What does Palmitoyl Pentapeptide-4 do for mature skin?
Palmitoyl Pentapeptide-4 helps smooth out fine lines and wrinkles on mature skin. Using it regularly supports firmness by helping boost collagen production.
Where does this moisturizer go in a skincare routine for mature skin?
This moisturizer goes in the morning routine after a cleanser and hydrating toner, and right before your sunscreen step. It is a great fit for mature skin because sodium hyaluronate hydrates while niacinamide and palmitoyl pentapeptide-4 help smooth fine lines.
The Journal of Dermatological Treatment, 2022International Journal of Cosmetic Science, 2005
Can I use this moisturizer with retinol, and in what order?
You can use this moisturizer with retinol by applying your retinol treatment first in the evening, followed by this moisturizer, or by using this product in the morning and retinol at night. Using a moisturizing sunscreen helps protect your skin from UV damage while supporting barrier repair.
How often should I use this moisturizer?
You can use this moisturizing SPF every morning as part of your daily routine to keep your skin hydrated and protected. Regular daily application helps smooth fine lines and maintain a healthy skin barrier over time.
Journal of Cosmetic Dermatology, 2020Health Science Reports, 2021
Can this moisturizer clog pores, cause breakouts or purging for mature skin?
This moisturizer is unlikely to clog pores or cause breakouts for mature skin. It features a gentle formulation that is well-tolerated and free from harsh ingredients that typically cause irritation or congestion.
Is this moisturizer fragrance-free and alcohol-free?
Yes, it has no fragrance and no drying alcohol. Stearyl alcohol, behenyl alcohol, cetyl alcohol, and cetearyl alcohol are fatty alcohols, which soften the skin.
What the research says
Chemical sunscreens containing avobenzone, octocrylene, homosalate, and octisalate showed no to minimal risks of dermal irritation, sensitization, photo-allergy, and photo-irritation in human subjects.
Journal of Drugs in Dermatology, 2025Topical hyaluronic acid filler serum combined with Botulinum toxin type A lengthened the duration of the toxin's effect in reducing wrinkles compared to Botulinum toxin type A alone.
Dermatologic Therapy, 2022Topical palmitoyl pentapeptide (pal-KTTKS) provided significant improvement versus placebo control in the reduction of wrinkles and fine lines in Caucasian female subjects.
International Journal of Cosmetic Science, 2005Topical post-laser application of human adipocyte-derived mesenchymal stem cell media combined with niacinamide significantly improved wrinkle index, melanin index, patient satisfaction, and investigator esthetic improvement scores compared to vehicle cream in patients with aging skin.
Journal of Cosmetic Dermatology, 2021Topical treatment of nicotinamide, alone or in combination with other active ingredients, reduces the progression of skin aging and hyperpigmentation in clinical trials while being well tolerated.
Antioxidants, 2021Topical nicotinamide prevented solar-simulated UV-induced immunosuppression in healthy volunteers, and men experienced immunosuppression at solar-simulated UV doses three times lower than those required for women.
The Journal of Investigative Dermatology, 2008Topical 5% niacinamide applied twice daily for 12 weeks reduced fine lines and wrinkles, hyperpigmented spots, red blotchiness, and skin sallowness, and improved skin elasticity compared to vehicle control in 50 female white subjects with facial photoaging.
Dermatologic Surgery, 2005Topical 2% niacinamide significantly decreased sebum excretion rate in Japanese individuals and casual sebum levels in Caucasian individuals compared to placebo or baseline.
Journal of Cosmetic and Laser Therapy, 2006Topical application of 0.1% hyaluronic acid formulations of different molecular weights led to significant improvements in skin hydration and elasticity, with low-molecular-weight formulations also significantly reducing wrinkle depth in seventy-six female subjects compared to a vehicle control.
Journal of Drugs in Dermatology, 2011Topical application of hyaluronic acid in conjunction with free gingival graft significantly reduced donor site postoperative pain until day 7 compared to normal saline, with no significant differences in graft dimensions or patient satisfaction.
Clinical Oral Investigations, 2022Treatment with a hyaluronic acid-containing mouth rinse or topical gel led to significant lesion reduction, pain relief, and normalization of lesion color in adult patients with minor recurrent aphthous stomatitis, with the gel formulation showing an earlier healing onset at 3 days.
BMC Oral Health, 2019A single application of a moisturizing fluid containing hyaluronic acid 1%, glycerin 5%, and Centella asiatica stem cells extract significantly increased skin hydration by 29% and reduced transepidermal water loss at 24 hours compared to baseline and an untreated control site in twenty healthy women.
Clinical, Cosmetic and Investigational Dermatology, 2017The emollient V0034CR significantly reduced TEWL compared to vehicle and vehicle plus glycerol, and significantly increased corneometry scores compared to vehicle and vehicle plus petrolatum in healthy volunteers with dry skin, demonstrating combined barrier function improvement from petrolatum and hydration improvement from glycerol.
Journal of Cosmetic Dermatology, 2020Ten days of treatment with a cream containing 20% glycerin significantly increased skin hydration measured by corneometer values in 17 healthy volunteers compared to a placebo cream, but showed no influence on transepidermal water loss or skin sensitivity to an irritating surfactant.
International Journal of Cosmetic Science, 2001Encapsulation of ethylhexyl methoxycinnamate and butyl methoxydibenzoylmethane in lipid microparticles significantly reduced their in vivo human skin penetration compared to nonencapsulated filters.
Skin Pharmacology and Physiology, 2011Microencapsulation of the BMDBM/HP-beta-CD complex in lipid microparticles significantly decreased the percutaneous penetration of the UV filter into the stratum corneum of human volunteers compared to the non-encapsulated sunscreen agent.
Journal of Pharmaceutical and Biomedical Analysis, 2011Following human skin application of an O/W emulsion containing 2% BMDBM loaded in lipospheres, 15% of the sunscreen accumulated in the uppermost layers of the stratum corneum without remarkably modifying skin permeation compared to unencapsulated sunscreen.
Skin Pharmacology and Physiology, 2008
Ingredients
Water, Tapioca Starch, Glycerin, Niacinamide, Dimethicone, Palmitoyl Pentapeptide-4, Sodium Hyaluronate, Panthenol, Sodium Polyacrylate Starch, Stearyl Alcohol, Caprylyl Glycol, Behenyl Alcohol, 1,2-Hexanediol, Phenoxyethanol, Cetyl Alcohol, Dimethiconol, Peg-100 Stearate, Polymethylsilsesquioxane, Ceratonia Siliqua Fruit Extract, Cetearyl Glucoside, Cetearyl Alcohol, Disodium Edta, Stearic Acid, Palmitic Acid, Avobenzone, Homosalate, Octisalate, Octocrylene
Behind this fit score
Lovi calculates every fit score from the full ingredient list with brand-independent rules our dermatologists and cosmetic chemists build and review, and personalizes every pick with AI trained on the real results of millions of users. Lovi trains its fit score models on a proprietary dataset built from more than 10,000 expert-labeled products and more than 100,000 simulated examples, following an internally consistent methodology presented at Cosmoprof, AMWC, and Skin of Color Update.
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Co-founder, Medical Director
Cosmetic chemist, cosmetologist, aesthetic products developer
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Co-founder, CEO and CTO
PhD in computer science, 3x US patent holder, ex-Google, ex-Yandex
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Dr. Sofía Perea Pérez, MD, MSc
Medical Board
Aesthetic medicine practitioner, MSc in Longevity and Anti-Aging Medicine
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Medical Board
Specialist dermatologist, MBBS, MD, IFAAD
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Medical Board
Cosmetic chemist, SCS, IFSCC member
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Medical Board, Medical Advisor
Dermatology MD
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Elina Nazarenko, MD
Medical Board
Dermatology and diagnostic consultant
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Victoria Derkova, MS
Medical Board
Cosmetic chemist, cosmetic development technologist
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