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Olay Regenerist Whip Face Moisturizer with Sunscreen SPF 40 for combination skin

High

  • HighCombination Skin Fit
  • AverageEffectiveness
  • HighSafety

A great choice for combination skin; a few sunscreens fit it even better.

This fit is calculated for the concerns frequently associated with combination skin: an oily T-zone, enlarged pores, and dry cheeks. For scores and recommendations based on your full skin profile, including your 12D face scan results and any goals or preferences you have, please use the Lovi app.

Page built Nov 8, 2026How the Fit score works

Lovi Assistant explains

  • Offers high suitability for your combination skin, with niacinamide helping to regulate oil and sodium hyaluronate providing essential hydration.
  • The formula also delivers excellent moisturizing and UV protection, though its benefits for oily shine are supportive rather than targeted.
  • The product is safe for your skin, as it contains no harsh or prohibited ingredients and poses no risk of irritation.

How to apply

  • Apply this moisturizing sunscreen AM daily to protect your skin and control shine. Reapply as needed throughout the day.
  • Use it as the final step of your morning routine after applying your moisturizer. It combines hydration and sun protection in one.
  • Gently smooth a nickel-sized amount evenly over your face, avoiding harsh rubbing. Let it absorb fully before putting on makeup.
  • Apply it directly to clean, dry skin for the best oil-controlling finish. Ensure your face is completely dry so the product sets properly.
  • Avoid the immediate eye area during application. Do a patch test before your first use to check for any sensitivity.

People Say

★4.3Overall rating based on 500+ reviews

Users with combination to oily skin frequently praise this moisturizer for its unique whipped texture that absorbs instantly without a sticky residue, making it an excellent makeup primer with a matte finish and effective sun protection. Some users with sensitive eyes or aversion to fragrance report irritation.

Highlights

  • Non-greasy finish Mostly Mentioned
    • “Matte finish”
    • “no greasy residue”
    • “shine-free”
  • Lightweight texture Often Mentioned
    • “Light as air”
    • “absorbs instantly”
    • “breathable feel”
  • Makeup compatibility Often Mentioned
    • “Great makeup primer”
    • “good under makeup”
    • “doesn't pill”
  • Effective hydration Sometimes Noted
    • “Skin feels soft”
    • “well hydrated”
    • “smooth skin”
  • No white cast Sometimes Noted
    • “No white residue”
    • “invisible on skin”
    • “clear finish”
  • Eye irritation Sometimes Noted
    • “Stings eyes”
    • “burns eyes”
    • “eyes water”
  • Strong fragrance Sometimes Noted
    • “Scented”
    • “perfume smell”
    • “strong chemical smell”
  • Not moisturizing enough Rarely Noted
    • “Too dry”
    • “need more moisture”
    • “not for dry skin”
  • Price point Rarely Noted
    • “Pricey for drugstore”
    • “expensive”
    • “small amount”

Sources: lovi.care, influenster.com, walmart.com, target.com, youtube.com, whatsinmyjar.com, and more

Questions and answers

What makes Olay Regenerist Whip SPF 40 a great fit for combination skin?

This moisturizer is a great fit for your combination skin because niacinamide helps balance oily areas while sodium hyaluronate keeps dry spots hydrated. It also provides reliable sun protection and deep moisture without feeling heavy or causing irritation.

Clinical, Cosmetic and Investigational Dermatology, 2017

Which ingredients make this moisturizer a good fit for combination skin?

Niacinamide and sodium hyaluronate make this moisturizer a great fit for combination skin because they help regulate oil and provide essential hydration without feeling heavy. Glycerin further supports soft, well-hydrated skin by drawing moisture into the surface.

Clinical, Cosmetic and Investigational Dermatology, 2017

What does Niacinamide do for combination skin?

Niacinamide helps balance oily areas by reducing excess shine and pore size while keeping dry patches hydrated and smooth. It also works to calm redness and even out skin tone, making it very suitable for combination skin.

The British Journal of Dermatology, 2002Antioxidants, 2021

What does Palmitoyl Pentapeptide-4 do for combination skin?

Palmitoyl Pentapeptide-4 helps smooth fine lines and wrinkles on combination skin by boosting collagen production. It is unlikely to cause irritation and may improve skin texture with regular use.

International Journal of Cosmetic Science, 2005Cureus, 2026

Where does this moisturizer go in a skincare routine for combination skin?

This moisturizer goes in the morning step of your routine right after your hydrating toner and before your sunscreen. It helps keep your skin balanced by offering essential hydration while niacinamide manages oil.

International Journal of Cosmetic Science, 2020Clinical, Cosmetic and Investigational Dermatology, 2017

Can I use this moisturizer with retinol, and in what order?

You can use this moisturizer in the morning after applying your retinol treatment once it has fully absorbed, or simply use it as your morning moisturizer since it already includes SPF 40. This product is safe and unlikely to irritate your skin when paired with active routines.

How often should I use this moisturizer?

Apply this moisturizer in the morning as part of your daily routine to keep your combination skin hydrated and protected from the sun. Daily application helps improve skin moisture and barrier function while remaining gentle and safe for your face.

Health Science Reports, 2021Clinical, Cosmetic and Investigational Dermatology, 2017

Can this moisturizer clog pores, cause breakouts or purging for combination skin?

This moisturizer is unlikely to clog pores or cause breakouts for combination skin, as it contains no harsh or prohibited ingredients and poses no risk of irritation. It features niacinamide to help regulate oil and sodium hyaluronate to provide essential hydration without heavy greasiness.

Clinical, Cosmetic and Investigational Dermatology, 2017

Is this moisturizer fragrance-free and alcohol-free?

Yes, it has no fragrance and no drying alcohol. Stearyl alcohol, behenyl alcohol, cetyl alcohol, and cetearyl alcohol are fatty alcohols, which soften the skin.

What the research says

  • A single application of a moisturizing fluid containing hyaluronic acid 1%, glycerin 5%, and Centella asiatica stem cells extract significantly increased skin hydration by 29% and reduced transepidermal water loss at 24 hours compared to baseline and an untreated control site in twenty healthy women.

    Clinical, Cosmetic and Investigational Dermatology, 2017
  • Encapsulating avobenzone in low-porosity TiO2-embedded mesoporous silica (TiO2/SBA-S) reduced cutaneous avobenzone absorption from 0.76 to 0.50 nmol/mg while providing effective pollutant adsorbability, UVA protection, and a two- to three-fold reduction in photoaged skin cytokines/chemokines compared to the non-treatment control.

    European Journal of Pharmaceutical Sciences, 2023
  • Topical post-laser application of human adipocyte-derived mesenchymal stem cell media combined with niacinamide significantly improved wrinkle index, melanin index, patient satisfaction, and investigator esthetic improvement scores compared to vehicle cream in patients with aging skin.

    Journal of Cosmetic Dermatology, 2021
  • Topical nicotinamide prevented solar-simulated UV-induced immunosuppression in healthy volunteers, and men experienced immunosuppression at solar-simulated UV doses three times lower than those required for women.

    The Journal of Investigative Dermatology, 2008
  • Topical 5% niacinamide applied twice daily for 12 weeks reduced fine lines and wrinkles, hyperpigmented spots, red blotchiness, and skin sallowness, and improved skin elasticity compared to vehicle control in 50 female white subjects with facial photoaging.

    Dermatologic Surgery, 2005
  • Topical application of 0.1% hyaluronic acid formulations of different molecular weights led to significant improvements in skin hydration and elasticity, with low-molecular-weight formulations also significantly reducing wrinkle depth in seventy-six female subjects compared to a vehicle control.

    Journal of Drugs in Dermatology, 2011
  • Topical application of hyaluronic acid in conjunction with free gingival graft significantly reduced donor site postoperative pain until day 7 compared to normal saline, with no significant differences in graft dimensions or patient satisfaction.

    Clinical Oral Investigations, 2022
  • Treatment with a hyaluronic acid-containing mouth rinse or topical gel led to significant lesion reduction, pain relief, and normalization of lesion color in adult patients with minor recurrent aphthous stomatitis, with the gel formulation showing an earlier healing onset at 3 days.

    BMC Oral Health, 2019
  • The emollient V0034CR significantly reduced TEWL compared to vehicle and vehicle plus glycerol, and significantly increased corneometry scores compared to vehicle and vehicle plus petrolatum in healthy volunteers with dry skin, demonstrating combined barrier function improvement from petrolatum and hydration improvement from glycerol.

    Journal of Cosmetic Dermatology, 2020
  • Ten days of treatment with a cream containing 20% glycerin significantly increased skin hydration measured by corneometer values in 17 healthy volunteers compared to a placebo cream, but showed no influence on transepidermal water loss or skin sensitivity to an irritating surfactant.

    International Journal of Cosmetic Science, 2001
  • Niacinamide/glycerin body moisturizers provided better rapid and prolonged improvement of cosmetic xerosis through functional improvement of stratum corneum barrier function compared to no treatment and conventional moisturizers in female subjects.

    Journal of Drugs in Dermatology, 2012
  • Encapsulation of ethylhexyl methoxycinnamate and butyl methoxydibenzoylmethane in lipid microparticles significantly reduced their in vivo human skin penetration compared to nonencapsulated filters.

    Skin Pharmacology and Physiology, 2011
  • Microencapsulation of the BMDBM/HP-beta-CD complex in lipid microparticles significantly decreased the percutaneous penetration of the UV filter into the stratum corneum of human volunteers compared to the non-encapsulated sunscreen agent.

    Journal of Pharmaceutical and Biomedical Analysis, 2011
  • Following human skin application of an O/W emulsion containing 2% BMDBM loaded in lipospheres, 15% of the sunscreen accumulated in the uppermost layers of the stratum corneum without remarkably modifying skin permeation compared to unencapsulated sunscreen.

    Skin Pharmacology and Physiology, 2008

Ingredients

Water, Tapioca Starch, Glycerin, Niacinamide, Dimethicone, Palmitoyl Pentapeptide-4, Sodium Hyaluronate, Panthenol, Sodium Polyacrylate Starch, Stearyl Alcohol, Caprylyl Glycol, Behenyl Alcohol, 1,2-Hexanediol, Phenoxyethanol, Cetyl Alcohol, Dimethiconol, Peg-100 Stearate, Polymethylsilsesquioxane, Ceratonia Siliqua Fruit Extract, Cetearyl Glucoside, Cetearyl Alcohol, Disodium Edta, Stearic Acid, Palmitic Acid, Avobenzone, Homosalate, Octisalate, Octocrylene

Behind this fit score

Lovi calculates every fit score from the full ingredient list with brand-independent rules our dermatologists and cosmetic chemists build and review, and personalizes every pick with AI trained on the real results of millions of users. Lovi trains its fit score models on a proprietary dataset built from more than 10,000 expert-labeled products and more than 100,000 simulated examples, following an internally consistent methodology presented at Cosmoprof, AMWC, and Skin of Color Update.

How does it fit your skin?

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How does it fit your skin?

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